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Joined 3 months ago
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Cake day: February 1st, 2025

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  • Does your employer offer you a match on your 401k contributions? That’s free money regardless of how the 401k is invested so you definitely want to keep that going.

    Even without that generally speaking you’ll still want to continue contributing to your 401k. Remember that a 401k is long term retirement savings, the market will continue to rise/fall during your employment over the next x years. You’re not required to invest 100% in U.S. specific index funds, in fact most people would recommend allocating a mix of U.S. / International / Bonds e.g. the “lazy” portfolio is one of the more famous recommendations https://www.bogleheads.org/wiki/Asset_allocation

    Or for just set-and-forget you can invest in target date retirement index funds if your 401k offers them (most 401k plans offer those nowadays).


  • In NYC people never thought he was cool, he was just another rich blowhard in the NYC area. He has spent pretty much his whole life desiring some sort of celebrity coolness he never really attained.

    I don’t know about people outside the NYC area, maybe they always thought he was some sort of cool real estate rich guy? Do people down south idolize that type of person? Seems unlikely then again stranger things have happened.