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Joined 2 years ago
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Cake day: June 13th, 2023

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  • You live long enough and you start to see the elements of a new game’s DNA. Most games build on another that came before it. For example, Undertale takes a lot of inspiration from EarthBound.

    What this has meant for me is that new games have a harder time really gripping my attention because I often think “well, that part was fun, but this other mechanic was much better implemented in this other game.”

    I don’t have the patience anymore - nor the free time - to stick with any game that doesn’t do something special. And for me, gameplay is more important than anything else. Great visuals don’t make up for unfun game mechanics.

    To each their own, of course.








  • As far as I can recall, there will simply be a note on your credit report that the collection is contested. For the small credit union where I worked, contested or not, you were disqualified for all loans and credit.

    I haven’t worked in that industry in 15 years now, but I don’t imagine much has changed.

    I hate our credit system and I think it needs to be torn down. It’s predatory and we don’t even attempt to educate people about how it works (or we didn’t when I was in school).




  • As a former loan officer, I would caution against leaving unsettled debt even if you’re in the right. They can and will report you to a collection agency because the agency buys that collection amount from the rental company (and hope to get to collect more than they bought the debt for originally).

    It doesn’t actually cost the rental company anything, but it will damage your credit (and contrary to popular belief, no collection records just disappear from your credit history). You’ll also then have a harder time finding new housing.

    OP, talk to a lawyer.